Florida-based homeowners’ insurance company, headquartered in Clearwater, Florida, that provides property and casualty insurance solely to Florida property owners. Slogan is “Insurance for Floridians by Floridians.”
Homeowners Choice was founded in 2006 by individuals who were themselves Florida homeowners and recognized the need for a quality, stable and service-oriented homeowners’ insurance provider in Florida.
The parent company, Homeowners Choice, Inc., is publicly-held. Its common shares trade on The NASDAQ Global Market under the ticker symbol “HCII”.
Demotech, Inc., a leading actuarial and financial analysis firm, has awarded Homeowners Choice a Financial Stability Rating of “A” (Exceptional). Demotech’s Financial Stability Ratings are designed to indicate the financial stability of a property and casualty insurer. Regulated by the Florida Office of Insurance Regulation, which oversees the rates, conduct and financial solvency of Florida insurers.
Products offered by Homeowners Choice Property & Casualty Insurance Company, Inc.:
Homeowners: Homeowner’s policies insure homes that are occupied by the owner and also provide coverage for personal possessions and liability.
Condominium Owners: Insures condominiums that are owned and occupied by policyholder or tenant and also provides coverage for personal possessions and liability.
Renters: Insures policyholder property in a home that is rented, rather than owned, such as an apartment.
Flood: Covers damage due to flooding according to the guidelines established by the National Flood Insurance Program (NFIP).
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies’ forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive.
IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
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