Florida Business and Commercial Insurance Questions

Commercial Insurance

Click on the questions below to view the answers.

  • Business Interruption?

    • Business Interruption Insurance Can Be As Vital To Your Survival As A Business As Fire Insurance. Most People Would Neve...
  • Business Insurance?

    • Commercial Insurance Is Designed To Help Protect Many Of The Risks Your Business Can Face, Including: O General Liabilit...
  • Commerical Auto Insurance?

    • Commercial Auto Insurance Has Additional Benefits. O Liability Coverage: In Case You Are Sued As A Result Of An Auto Ac...
  • Benefits Of Workers Comp?

    • Workers Compensation Insurance Provides For The Well Being Of Your Employee’s And Promotes A Positive Work Environment. ...
  • Benefits Of General Liability Insurance?

    • Businesses Can Really Help Protect Themselves By Purchasing A General Liablility Policy. O Bodily Injury Liability Cove...
  • Lower Insurance Costs?

    • All Businesses Big Or Small Can Take Certain Steps In Risk Management. Taking Precautions And Having Procedures In Place...
  • Business Owner Policy?

    • Many Small Businesses Are Now Insured Under Package Policies That Cover The Major Property And Liability Exposures As We...
  • Insure With No Assets?

    • Every Business Has Some Property. And, When You Think About It, Your Business Is Your Property. Just Like Your Home And ...
  • Lower Risks?

    • Taking Steps To Lower Our Risk Can Help Safeguard Your Business But May Also Make You Eligible For Lower Insurance Rates...
  • Commercial Auto?

    • How You Use Your Truck Would Determine If It Should Be Insured As A Commercial Vehicle. If Your Vehicle Is Used For You ...
  • Multiple Vehicles On One Policy?

    • Generally Speaking You Can Insure All Of The Vehicles Under One Policy. The Rates For Each Vehicle Would Be Determined I...
  • Commercial Auto Policy?

    • In General, If A Vehicle Is Used In Tasks Related To The Operator’s Business Operation Or Profession Other Than Driving ...
  • Workers’ Compensation?

    • Here Are A Few General Guidelines On Who Is Required To Have Workers’ Compensation Coverage: • If You Are In A...
  • Covered Injuries?

    • The Law Covers All Accidental Injuries And Occupational Diseases Arising Out Of And In The Course And Scope Of Employmen...
  • Drug-free Workplace Discount?

    • If You Implement A Drug-free Workplace Program In Accordance With The Criteria Set Forth In Florida Statutes You May Be ...
  • Liquor Liability Insurance?

    • If You Are Selling, Serving Or Manufacturing Alcohol, You Need To Either Have Liquor Liability Coverage Added To Your Ex...
  • Claims Made?

    • Coverage On A ‘claims Made’ Policy Is Triggered If Both A Claim Is Made Against A Company And Reported During The Same P...
  • Retro-active Date?

    • A Retroactive Date Sets The Date After Which Claims May Occur And Be Covered Under A ‘claims Made’ Policy. Losing Your...
  • Certificate Of Insurance?

    • An Audit By Your Business’s Insurance Company Will Most Likely Require You To Show Proof That Sub-contractors You Used H...
  • Shipping Damage?

    • Shipping Companies Often Carry Insurance To Cover Their Losses. However, The Shipping Company’s Insurance May Be Too Low...
  • Business Income Coverage?

    • Business Income Insurance May Reimburse You For Ongoing Expenses Such As Utility Bills While Your Business Is Closed Due...
  • Insurance Right Away?

    • Yes, Because The Chance That You Could Suffer A Loss Begins With The First Day Of Business. You Cannot Get Help After Th...
  • Property To Insure?

    • Your Business May Not Possess All The Following Types Of Property, But You Can Use This List To Help Make Sure That You ...
  • Business Vehicle Insurance?

    • As A Business Owner, You Will Need Some Of The Same Insurance Coverage For The Cars, Trucks, Vans Or Other Vehicles You ...
  • Personal Vehicles On Business?

    • If Your Employees Drive Their Own Cars For Business Purposes—to Visit Clients, For Example—your Business Could Wind Up L...
  • Home Health Care Business Insurance?

    • Finding An Independent Agent That Is Familiar With This Type Of Business Is The Key To Getting The Most Competitive Rate...
  • Artisan Contractor Insurance?

    • For Many Artisan Contractors, The Most Cost Effective And Efficient Way To Obtain Property And Liability Coverage Is Wit...
  • Manufacturing Business Insurance?

    • Generally, The Most Cost Effective And Efficient Way To Provide Property And Liability Insurance For Your Small Manufact...
  • Retail Store Insurance?

    • Whether Selling Jewelry Or Garden Plants, Bicycles Or Lingerie, Retail Establishments Typically Have Some Features In Co...
  • Business Insurance Claim?

    • When A Fire, Accident Or Theft Occurs At Your Business:  Contact Your Insurance Agent And Company Right Away. A...
  • Business Insurance Claim?

    • When A Fire, Accident Or Theft Occurs At Your Business:  Contact Your Insurance Agent And Company Right Away. A...
  • Insurance For Lost Revenue?

    • Business Income, Or Business Interruption, Insurance (bi) Covers The Profits A Business Would Have Earned, Based On Its ...
  • Risk Management

    • Most Entrepreneurs Are Risk Takers, Willing To Invest Resources With An Expectation And Hope, But No Guarantee, Of Rewar...
  • Landscaping/lawn Maintenance Insurance?

    • First And Foremost Find A Professional Insurance Agent That Specializes In Insuring This Type Of Business. Second Get An...

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