Florida Auto Insurance Questions

Insurance Questions

Click on the questions below to view the answers.

  • Auto Insurance Costs

    • A Number Of Factors Can Affect The Cost Of Your Automobile Insurance, Some Of Which You Can Control And Some That You Ca...
  • Bodily Injury Liability?

    • Bodily Injury Liability Coverage Pays For Serious And Permanent Injury Or Death To Others When You Cause A Crash Involvi...
  • Property Damage Liability?

    • This Coverage Pays For Damages You Or Members Of Your Family Cause (and Are Liable For) To Other People’s Property In A ...
  • Personal Injury Protection?

    • Pip Is Coverage That Will Compensate A Loss Due To Injury Regardless Of Who Is Charged With Causing The Accident. Pip Ap...
  • What If I Fail To Keep Insurance?

    • The Department Of Highway Safety And Motor Vehicles Is Authorized To Suspend Your Driving Privilege, Including Your Vehi...
  • Need A Sr22 Or Fr44?

    • Ask Your Agent About Obtaining A “non-owners” Policy To Provide The Coverage Required....
  • Insure A Rental Car?

    • If You Have A Personal Auto Insurance Policy, Generally Speaking, Your Auto Insurance Should Extend To A Rental Car. Dep...
  • Accident Traveling?

    • Even If You Are Traveling Out Of State Your Auto Insurance Still Covers You. If You Are Driving To Mexico Or Other Centr...
  • Borrowed Car Covered?

    • Different States Have Different Policies On This Coverage And You Need To Be Sure To Check Your State’s Policy. In Most ...
  • Collision And Comprehensive?

    • Collision And Comprehensive Are 2 Different Types Of Insurance Coverage In An Auto Policy That Will Protect Your Car In ...
  • Best Coverage For My Money?

    • When Making Purchases Most People Want To Get The Best They Can For Their Money. The Same Is True When Shopping For Auto...
  • Teen Driver Discounts?

    • There Are Several Things To Consider If You Have A Teen Driver In The House That Could Help Save You Money On Your Auto ...
  • Pets Covered?

    • Under Most Insurance Policies, Your Pet’s Injury May Be Covered Only If You Were Not The One At Fault. If You Are Not Th...
  • Borrowed Car Covered?

    • First And Foremost Your Friend Needs To Check With Their Insurance Company Or Agent Prior To Loaning Out The Car To Know...
  • Antique Auto Policy?

    • Although You May Be Able To Add A Classic Or Antique Collector Car To Your Personal Auto Policy The Standard Auto Policy...
  • Collision Or Comprehensive Deductible?

    • The Deductible Is The Amount You Will Pay Out Of Your Pocket If You Have A Loss And Make A Claim With Your Insurance Com...
  • Uninsured Coverage?

    • Uninsured Motorist Insurance (um) Pays For Injuries, Such As Medical Expenses, That Result From An Accident Caused By A ...
  • Uninsured Motorist?

    • Uninsured And Under Insured Motorist Coverage Is Additional Coverage For You And Your Passengers In The Event You Are In...
  • Rental Car Reimbursement?

    • Rental Reimbursement Provides Rental Car Coverage If You Have A Claim That Is Covered Under Comprehensive Or Collision C...
  • Auto Coverage Requirements?

    • Florida Law Requires You To Carry At Least: Personal Injury Protection (pip) 10,000 Property Damage 10,000 If You Are...
  • Full Coverage Insurance?

    • The Following Is A List Of Coverage’s Available On Most Auto Policies: • Collision Coverage. Covers Auto Damage From A C...
  • Quotes For Car Insurance?

    • Your Agent Will At Least Need The Following Information To Give You An Accurate Estimate On Your Car Insurance Costs: C...
  • Personal Cover Business?

    • Your Personal Auto Policy Provides Coverage For Some Business Use Of Your Vehicle. Similarly, Your Employees’ Personal A...
  • Required Repair Parts?

    • Your Insurance Company Can’t Require You To Use Only Certain Kinds Of Auto Repair Parts. However, If The Insurance Compa...
  • Price Of Auto Policy?

    • There Are Many Factors That Influence The Price You Pay For Auto Insurance. Your Premium May Be Higher Or Lower, Dependi...
  • Leased Auto?

    • If You Lease A Car, You Still Need To Buy Your Own Auto Insurance Policy. The Auto Dealer Or Bank That Is Financing The ...
  • Fire Auto Coverage?

    • If You Have Comprehensive Auto Insurance, Your Vehicle Will Be Covered For Damage Or Destruction....
  • Auto Theft Insurance?

    • Auto Theft Is Covered Under The Comprehensive Section Of An Auto Insurance Policy. Theft Coverage Applies To The Loss Of...
  • Purchase Auto Insurance?

    • There Are Presently 3 Ways To Purchase Car Insurance: 1) From A Independent Agent 2) From A Captive Insurance Agent 3) ...
  • Dui Insurance Rate?

    • Driving Under The Influence (or Dui) Is A Serious Offense. If You Are Convicted Of A Dui, More Often Than Not, Your Insu...
  • Type Of Car Higher Rates?

    • Insurance Rates Are Certainly Affected By The Type Of Car You Drive. Comprehensive And Collision Insurance Premiums Are ...
    • ...

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