Businesses can really help protect themselves by purchasing a general liablility policy.
o Bodily Injury Liability Coverage: Helps protect you in case injuries occur to other people resulting from your business operation
o Property Damage Liability Coverage: Protection in case damage occurs to the property of others
o Personal Injury Liability coverage: Helps protect you for offenses such as false arrest, libel, slander, and wrongful entry
o Advertising Injury Liability Coverage: Helps cover your legal liability for a variety of offenses arising out of the advertising of your businessís goods and services
NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companiesí forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive.
IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.
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