What should I do if I am in an accident driving my car while traveling out of the state?

Even if you are traveling out of state your auto insurance still covers you. If you are driving to Mexico or other Central American countries be sure to check your policy to see what limitations exist. For the most part, auto policies limit coverage to areas within the United States, a territory or possession of the U.S., and providence/territory of Canada.

You should be able to report your out-of-town accident to your insurance company the same as if you were at home. Major insurance companies for the most part have 800 numbers. Whether the company assigns the claim to where the accident happened or where you live it should be handled with efficiency as they want things to get back to normal as quickly as you do!

In the case of towing your insurance company should help you regardless of where the accident happens. The major insurance companies have networks for towing in most areas of the country and should be able to provide towing options.

- Hoffman Auto Insurance

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companiesí forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive.
IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

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Information contained within this site is the property of Hoffman and Associates Insurance Company and is provided for consumers looking to purchase insurance. Any other use is prohibited. We are not responsible for errors and omissions on this web site. All information contained herein should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is required. Please contact Hoffman Insurance Company at 321-751-2511 before making any purchase decisions based on information contained on this web site to check for validity. This content is copyrighted by Hoffman and Associates Insurance Company and will bring legal action on to anyone who copies the information contained here. PLEASE NOTE THAT COMPLETION OF A REQUEST FOR INFORMATION DOES NOT CONSTITUTE THE PURCHASE OF INSURANCE. NO COVERAGE MAY BE ADDED, CHANGED OR BOUND AS A RESULT OF SUBMITTING A REQUEST FOR INFORMATION. ALL COVERAGE MUST BE CONFIRMED BY THE AGENCY IN WRITING SUBJECT TO AN ACCEPTABLE SIG NED APPLICATION MEETING THE UNDERWRITING GUIDELINES OF THE INSURANCE COMPANY. Please read your policy carefully for your terms of coverage. No information in this website alters the terms of coverage in your individual policy. If you do not agree to these terms please exit this website

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