As a small business owner I am trying to watch every penny. What are some steps I can take in my business to help lower my insurance costs?

All businesses big or small can take certain steps in risk management. Taking precautions and having procedures in place before an accident can help keep your liability and insurance rates down!

A few steps to consider are:

Make sure all employees are properly trained
Obtain and Implement safety procedures for your type of business from your insurance company
Make sure all company records are complete and up-to-date
Set a high standard for product quality control

NOTE: The answers to coverage questions are primarily based on ISO forms generally used in Florida by most companies. However, please keep in mind that all companies forms are NOT necessarily the same. Some companies may provide broader coverage and some may be more restrictive. IN ALL CASES, THE CONSUMER MUST REFER TO HIS OR HER OWN POLICY FOR SPECIFIC COVERAGE INFORMATION.

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